FAQsBitcoin-backed loans

Bitcoin-backed loans

What is a Bitcoin-backed loan?
Find answers to common questions about borrowing cash using Bitcoin with Xapo Bank.
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How can I upsize by Bitcoin-backed loan?
Upsize your Bitcoin loan instantly with Xapo Bank. Borrow more USD without a new application. No fees, flexible repayment, and up to 40% LTV.
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Which countries do not have access to Bitcoin-backed loans?
Xapo Bank's Bitcoin-backed loans are not available to everyone. Discover the countries which are eligible for this product.
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What are the repayment terms for Bitcoin-backed loans?
Manage your Xapo Bank loan with flexible repayments. No penalties for early repayment, and your BTC collateral stays secure. Read more below.
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What are Xapo Bank's Bitcoin-backed loans?
Borrow up to 40% of your BTC collateral with a flexible Xapo Bank loan. Enjoy variable rates, extend or upsize your loan, and keep your Bitcoin secure. Learn more about Xapo Bank's Bitcoin-backed loans.
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