The better way to Hodl your bitcoin

The better way
to Hodl your Bitcoin

Get unparalleled security for your holdings

Your signature Xapo Bank card lets you draw on your BTC balance at every ATM.
Unparalleled security
Lock down your holdings
Lock Down Your Holdings
Secure your holdings in our Vault for peace of mind.
Safeguard your financial future with our unique Vault account that offers extra layers of security. In addition to the standard defences provided by our decentralised security system, the funds in your Vault are also protected by PIN and biometric confirmations, email alerts, and a 48-hour withdrawal hold to confirm it’s really you.
How we secure
Your
Bitcoin
Multi-layered protections

Our cutting-edge security combines diverse layers of defences. Featuring a decentralised key system powered by multi-party computation (MPC) protocols and a hidden global network of physical bunkers protected by armed guards, it has kept our members’ Bitcoin holdings safe for over a decade.

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A unique regulatory structure

Our status as a regulated bank and Virtual Asset Service Provider (VASP) means we adhere to strict regulatory standards designed to keep your funds safe. We are routinely audited by one of the big 4 accountancy firms.

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Secure operations

Additional security is offered by our low-risk investments, as well as by our complete segregation of company Bitcoin funds from member Bitcoin funds.

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The Xapo
Insider

Catch up on the latest crypto news, and get the inside scoop on our products and services.

Explore The Xapo Insider
The Crypto ‘Travel Rule’: What it means and how Xapo keeps you safe
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The Crypto ‘Travel Rule’: What it means and how Xapo keeps you safe

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A safer way to spend: Xapo Bank’s latest card security enhancements
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What is driving Bitcoin’s price fluctuations?

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How our new growth solution invests your Bitcoin: A simple guide to the strategy
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How our new growth solution invests your Bitcoin: A simple guide to the strategy

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A smarter way to to super power your Bitcoin, with Xapo Bank
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Article - Nov 29, 2025

A smarter way to to super power your Bitcoin, with Xapo Bank

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