FAQs & resources
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Everything you need to know about the Security & Custody at Xapo Bank, and how we make you feel safe.
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FAQs
Company & Membership
Discover the mechanics and exclusive benefits of a Xapo Bank membership, including fully integrated US Dollar and Bitcoin accounts, premium support, and global financial access.
Custody & Security
Learn how Xapo Bank safeguards your traditional and digital wealth using institutional-grade protection, advanced MPC technology, and highly secure vaults.
Wealth & Yield
Explore how to grow your portfolio steadily by earning competitive interest on both your US Dollar savings and your Bitcoin balances.
Payments & Global Transfers
Navigate seamless global transactions using traditional banking networks, stablecoins, Bitcoin, and our premium debit card with zero foreign exchange fees.
Investments & Markets
Access both traditional and digital markets directly from your bank account to seamlessly buy blue-chip US stocks, ETFs, and major cryptocurrencies.
Regulatory & Compliance
Understand our strict dual-regulated banking framework, fiat deposit protections, and how our transparent compliance standards keep your wealth legally secure.
Credit & Liquidity
Access instant cash liquidity without selling your digital assets through flexible, secure Bitcoin-backed loans tailored to your financial needs.
Resources
Bitcoin Custody & Safety
Learn how to securely store your Bitcoin and protect your Bitcoin from theft, loss, and single points of failure using regulated institutional custody.
The Regulatory Landscape
Understand the importance of regulated financial institutions, compliance frameworks like AML and KYC, and how digital asset banking laws protect your wealth.
Wealth Preservation
Discover secure strategies for long-term Bitcoin wealth building, including digital asset inheritance planning and protecting your purchasing power over time.
Security Protocols
Explore the advanced cryptographic technologies and infrastructure, such as Multi-Party Computation (MPC), used to protect digital wealth.
Bitcoin Accumulation
Find out the safest ways to earn interest, borrow cash against your Bitcoin, and securely grow your Bitcoin holdings through regulated financial platforms.
Stablecoin Mechanics
Learn how stablecoins like USDT and USDC maintain their value, how they are backed, and how to seamlessly convert them into traditional fiat currency.
Global Spending
Discover how to easily spend your Bitcoin worldwide using crypto-linked debit cards and seamless fiat conversions for everyday or luxury purchases.
Market Cycles
Understand the fundamentals of Bitcoin price movements, the Bitcoin halving process, and how to navigate market volatility safely as a long-term investor.
Bitcoin Banking
Explore the benefits of fully integrated Bitcoin banks for seamlessly buying, selling, and managing Bitcoin alongside traditional US Dollars.
