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Get Rewarded for Sharing Xapo Bank

Don't just tell your inner circle about Bitcoin—get them started on it while enjoying all Xapo Bank’s benefits. Receiving your referral bonuses in Bitcoin is another simple and effective way to stack BTC with Xapo Bank.

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$500 in Bitcoin, Each

Build your Bitcoin wealth together. Our referral program is designed to accelerate your Bitcoin accumulation. 
Invite a friend and you can both get rewarded with over $500 in BTC.

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Get more Bitcoin with Every Invite

With no limit on referrals 
you can stack as much as you like.

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Share your invitation code or link with your inner circle

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Ensure your inner circle become Xapo Bank Members

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Both keep a minimum of USD 5,000 across Xapo Bank

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Start earning rewards, and keep accumulating Bitcoin

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Get more Bitcoin for you and your inner circle

Earn Bitcoin rewards for every new member you introduce to Xapo Bank.

Get your referral code (deep link missing)

If you are resident in the United Kingdom you will not be eligible to participate in our referral programme.

In order to receive the referral reward, make sure you and the person you have invited meet the eligibility criteria. You can check this by going to the Refer a Friend screen in the app.

Once your friend signs up using your link, we'll know they were invited by you. Remember to meet the eligibility criteria, detailed in the Refer a Friend section, to receive your referral reward.

We'll check in monthly once your friend makes their subscription payment for the first time. If you both meet the criteria, then the reward is yours. If not, you'll both need to wait for the next month and meet the criteria.

We do not offer financial or tax advice and always encourage our members to check their local tax regulations and obligations and get professional help when in doubt.

If you are resident in the United Kingdom you will not be eligible to participate in our referral programme.

We'll check in monthly once your friend makes their subscription payment for the first time. If you both meet the criteria, then the reward is yours. If not, you'll both need to wait for the next month and meet the criteria.

In order to receive the referral reward, make sure you and the person you have invited meet the eligibility criteria. You can check this by going to the Refer a Friend screen in the app.

We do not offer financial or tax advice and always encourage our members to check their local tax regulations and obligations and get professional help when in doubt.

Once your friend signs up using your link, we'll know they were invited by you. Remember to meet the eligibility criteria, detailed in the Refer a Friend section, to receive your referral reward.

See all FAQs

Real support,
Whenever you need it

From exploring the BTC Fund to managing your savings, our team is ready to help — 24/7, right from your app.

  • Dedicated relationship manager — Personalised support from your relationship manager.

  • 24/7 assistance — Get help anytime through in-app chat or email.

  • Bitcoin expertise — Guidance from specialists who understand both banking and crypto.

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*Our current pricing, subject to constant change.