Open your Xapo Bank app and tap on the top left of the Wallet

In order to receive the referral reward, make sure you and the person you have invited meet the eligibility criteria.

Your code is valid forever, it doesn't have an expiration date.

You'll be able to see friends who have met the criteria, those who have earned you a payment, and pending invitations, in the Xapo Bank app.

We'll check in monthly once your friend makes their subscription payment for the first time. If you both meet the criteria, then the reward is yours. If not, you'll both need to wait for the next month and meet the criteria.

After your friend pays their first subscription fee and both of you meet the eligibility criteria, you'll receive your reward. We check eligibility monthly, starting from your friend's first payment.

We do not offer financial or tax advice and always encourage our members to check their local tax regulations and obligations and get professional help when in doubt.

If you are resident in the United Kingdom you will not be eligible to participate in our referral programme.

If you and your friend meet the eligibility criteria as described in the Refer a Friend section of the app, you will both receive the amount in Bitcoin directly into your BTC Account in your Wallet.

Previously successful referrals continue under the old set of rules. After a year from receiving an annual invitation bonus, the new monthly criteria apply, and you'll receive monthly rewards for these referrals.

You will receive your reward in Bitcoin.

If they're not listed under Successful or Pending, they might not have signed up or met the criteria yet. Contact us via in-app chat for more details.

Members who refer new members receive a referral reward of USD 500+ for the first year – as long as they both meet the eligibility requirements. There are no caps on the numbers of referrals.

Once your friend signs up using your link, we'll know they were invited by you. Remember to meet the eligibility criteria, detailed in the Refer a Friend section, to receive your referral reward.

You can refer as many people as you like.

If your friend has not added your unique referral code while signing up, you can reach out to our Customer Success team via in-app chat or email them at [email protected].

Your reward will be paid into your BTC Account in your Wallet.

You can find the reward amount for you and your friend in the Refer a Friend section of your app, after meeting the eligibility criteria.

You can find the reward amount for you and your friend in the Refer a Friend section of your app, after meeting the eligibility criteria.