What are my Xapo Bank card's spending limits?
Xapo Bank offers a daily spending limit feature for both physical and virtual cards. This feature is designed to give you control over your spending by allowing you to set personal spending limits within the maximum daily limits established by Xapo Bank.
Xapo Bank lets you set daily spending limits for your physical and virtual cards. This helps you control your spending.
Maximum Daily Spending Limits
Card purchases (in-store and online): Default limit is $10,000 per day. You can increase this up to $50,000 in the app.
Cash withdrawals: Default limit is $1,000 per day. You can increase this up to $2,000 in the app.
Limits apply to each card individually, so you can set different limits for each of our cards.
If you need a higher limit, please contact us. We will help you with setting up a personalised higher limit to complete your purchase.
Cumulative limits
Some cards issued in Europe have monthly and annual limits on the number of transactions and total spending. If this applies to your card, you will see these limits in the card settings in the app.
Daily Limit Reset
The daily limit resets every 24 hours at 00:00 UTC. The app shows this in your local time zone.
Monitoring your limits
In the app, under the card settings you can see:
The maximum limits for each card
Your own daily limits
How much have you spent today
If you need help, please contact us via in-app chat or email [email protected]. We are happy to help.
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