How do contactless payments work on the Xapo Card?

Your Xapo Card’s contactless function allows you to make in-store purchases without inserting it into a terminal and/or entering your PIN. Simply tap your card against the Point-of-Sale device to pay for goods and services.

Note that, for security reasons, only transactions under $50 can be made without chip-and-PIN. For larger payments, you will need to make a regular chip-and-PIN transaction.

If you require assistance, please reach out to us via in-app chat or email [email protected]. We would be happy to help.