Build More Wealth Around Your Bitcoin

With your wealth secure at Xapo Bank, tap into traditional assets and altcoins. A perfect balance: the sovereign wealth you trust, supported by the diverse assets that drive the world.¹

Get Started

Access to the stability of Global markets

Balance your Bitcoin alongside the proven resilience of the S&P 500 and NASDAQ. With no hidden fees, Xapo gives access to US and international markets to our global members.¹

Invest in

S&P 500

NASDAQ

ETFs

Altcoins

Indicies

Invest in S&P 500 & NASDAQ Stocks²

Instantly buy shares of Apple, NVIDIA, Microsoft, Tesla, and others, all available directly from your Xapo Bank app.

Add U.S. Equities to your wealth portfolio

Buy and sell whole or fractional shares

0.5% flat fee on trades, no hidden costs

AAPL

MSFT

AMZN

NVDA

ETFs

Improve Your Exposure with Leading ETFs ^{2, 3}

Diversify with ETFs from Vanguard and beyond. Access gold, silver, and specialised funds to spread your risk and broaden your market exposure.

Lower expense ratios than mutual funds, with zero fees

Auto-reinvest dividends for compounding growth

Manage your entire portfolio from one interface

GLD

SIVR

VOO

SPY

VTI

QQQ

Altcoins

Explore Different Cryptocurrencies¹

Secure your wealth in Bitcoin while still exploring other cryptocurrencies to capitalise on new opportunities.

Invest in Ethereum (ETH) and Cardano (ADA)

Buy, hold and sell altcoins directly from the Xapo app

A transparent 1% fee is applied to each trade

ETH

ADA

Be part of a Members-only Private Bank for BTC Holders¹

Join Xapo Bank

FAQs

See all FAQs

As a Xapo Wealth member, you will pay a 0.5% transaction fee for both buying and selling stocks and ETFs. There are also small regulatory fees applied to sell orders only. These are pass-through fees required by financial regulators and are not kept by Xapo Bank.

SEC (Securities and Exchange Commission) Fee: This is a fee of $22.90 per million dollars of the total trade value on sell orders.

TAF (Trading Activity Fee): This fee, charged by the Financial Industry Regulatory Authority (FINRA), is $0.000130 per share sold.

When selling stock, you need to retain ownership of at least USD 5 worth of a company's stock. You cannot go below this amount, except if you intend to sell off all your stock in the company.

No, trading for stocks and ETFs is available during market open hours, which are typically from Monday to Friday. Unlike some cryptocurrency trading which can be available 24/7, stock and ETF trading is tied to the operating hours of the exchanges where they are listed.

A fractional share is a portion of a whole share of stock that is less than one full share. It allows you to own a piece of a company's stock based on the amount of money you are willing to invest. Many brokerages, as well as Xapo Bank, offer the option to buy fractional shares, which can be helpful if the price of a full share is too high to afford in a single transaction. Just like with full shares, fractional shares entitle you to dividends and other rights of equity ownership.

Yes, you can. If you wish to transfer your holdings from the Xapo Bank app to another brokerage, reach out to our Customer Success team via the in-app chat or at [email protected].

Please note that, depending on the transfer type, the following fees apply:

ACAT Out (USA) - USD 65.00 per Account
ACAT Out (Non-U.S.) - USD 65.00 per Account

Plus:

DTC Deliveries/ Receives - USD 35.00 per position
DWAC Transfer - USD150.00 per position
DRS Transfer Incoming and Outgoing - USD 55.00 per position

The Automated Customer Account Transfer Service (ACATS) enables the movement of securities between trading accounts, even if they're at separate brokerage firms or banks.

The stocks available consist of companies listed in the S&P500 and the top 250 stocks from NASDAQ. Xapo Bank also provides a curated selection of 40 ETFs, primarily from Vanguard. There are also options that include funds for commodities like Gold and Silver.