

WE work for our members
MEMBERSHIP. AT A GLANCE.
Secure private banking
Protect, access and grow your wealth globally with an international private bank account in a safe jurisdiction. You are free to transact in USD and buy, manage and hold Bitcoin.
Personalised service
Feel supported at every step with guidance from your dedicated account manager, here to ensure a seamless service, answer your day-to-day needs and help you achieve your goals.
Annual interest
Earn 4.1% annual interest on your US Dollar deposits and 1% on your Bitcoin deposits. Your earnings are paid out daily and there is no requirement to lock up your funds.
A Global Card
Make payments and withdraw cash seamlessly – all around the world, with no hidden fees. Spend US Dollars or Bitcoin and earn up to 1.1% cashback with every transaction.

How to become a Member

It’s important to be aware that we will ask you to confirm your identity and you will need to meet certain requirements. We keep your information safe and secure. To learn more, read our Privacy Policy.
Please note, US citizens are not able to apply for membership.
Our app is available to download on Android or iOS.
YOUR DEDICATED ACCOUNT MANAGER
Make the most of your wealth with personalised help and guidance from your dedicated Xapo Bank account manager.
Schedule Zoom calls whenever you need.


HELP AT HAND
Get helpful answers to frequently asked questions.
If you’re keen to learn more about our international private bank, Xapo Bank membership, how to apply and what to expect, please visit our help centre for guidance.
