WE work for our members
Secure crypto-enabled banking
Protect, access and grow your wealth from wherever you are with a crypto-enabled bank. You’re free to transact in USD and buy, manage and hold Bitcoin.
Feel supported at every step with guidance from your dedicated account manager, here to ensure a seamless service, answer your day-to-day needs and help you achieve your goals.
Earn 4.1% annual interest on your US Dollar deposits and 1% on your Bitcoin deposits. Your earnings are paid out daily and there is no requirement to lock up your funds.
Make cross-border payments seamless and easy. Send, receive, and transact USDC, USDT, Euro and GBP with minimal fees and no hidden costs, and instantly convert them to US Dollars.
Our app is available to download on Android or iOS.
Make the most of your wealth with personalised help and guidance from your dedicated Xapo Bank account manager.
Schedule Zoom calls whenever you need.
Get helpful answers to frequently asked questions.
If you’re keen to learn more about crypto-enabled banking, Xapo Bank membership, or how to apply and what to expect, please visit our help centre for guidance.