

WE work for our members
MEMBERSHIP AT A GLANCE
Secure crypto-enabled banking
Protect, access and grow your wealth from wherever you are with a crypto-enabled bank. You’re free to transact in USD and buy, manage and hold Bitcoin.
Personalised service
Feel supported at every step with guidance from your dedicated account manager, here to ensure a seamless service, answer your day-to-day needs and help you achieve your goals.
Annual interest
Earn 4.1% annual interest on your US Dollar deposits and 1% on your Bitcoin deposits. Your earnings are paid out daily and there is no requirement to lock up your funds.
Global payments
Make cross-border payments seamless and easy. Send, receive, and transact USDC, USDT, Euro and GBP with minimal fees and no hidden costs, and instantly convert them to US Dollars.

How to become a Member

It’s important to be aware that we will ask you to confirm your identity and you will need to meet certain requirements. We keep your information safe and secure. To learn more, read our Privacy Policy.
Please note, US citizens are not able to apply for membership.
Our app is available to download on Android or iOS.
YOUR DEDICATED ACCOUNT MANAGER
Make the most of your wealth with personalised help and guidance from your dedicated Xapo Bank account manager.
Schedule Zoom calls whenever you need.


HELP AT HAND
Get helpful answers to frequently asked questions.
If you’re keen to learn more about crypto-enabled banking, Xapo Bank membership, or how to apply and what to expect, please visit our help centre for guidance.
