Start your Xapo Application
Xapo Membership fee
$1000 USD /year
Required for Membership Application
- 01. ID or passport
- 02. Personal details
- 03. Security details
- 01. ID or passport
- 02. Personal details
- 03. Security details
How you can pay for your Membership
Fiat$USD, £GBP, €EUR
StablecoinsUSDT, USDC
BitcoinBTC Transfer
- $USD, £GBP, €EUR
- USDT, USDC
- BTC Transfer
Want $500 towards your membership fee?
By inviting a friend to experience Xapo Bank, you both receive $500 in Bitcoin upon their successful activation.
30-day refund policy
We offer a 30-day, risk-free trial. If you are not happy with our service, you can ask for your money back.1
Why Xapo Bank?
Interest Paid in Bitcoin
Up to 4% APY2
Increase your Bitcoin stack and benefit from the upside. BTC and USD deposits earn interest in Bitcoin
Bitcoin Lines of Credit
Flexible Loans Against your Stack3
Draw what you need, repay on your terms, and keep your credit line open, all without selling your BTC or losing your upside.
Ultimate Security & Custody4,5
Vaults, MPC technology & Regulation
Wealth security built for peace of mind with robust features from a regulated Bank and VASP.
Market Leading Trading Fees
Save up to 90% on Bitcoin Trading fees
Xapo offers Institutional-grade spreads as low as 0.10% saving you money on every trade.
Zero FX Fees on Spending
A Global Debit Card
As part of the Visa and Mastercard network, use your card anywhere and at ATMs worldwide.
Send, Spend & Save Anywhere
Use USD, GBP, EUR, Stablecoins & BTC4
Manage your wealth with accounts that connect your Bitcoin to global payment rails like SEPA, FedWire, ACH, and Faster Payments.
Expand Your Portfolio
Gain Exposure to Stocks, ETFs, Gold & more
Secure your Bitcoin and diversify your wealth without leaving the app. All managed from an integrated investment dashboard.
Advice & Support on Call
Speak to your Relationship Manager Anytime
Gain access to a dedicated Relationship Manager for navigating the Xapo Bank ecosystem and optimising your wealth strategy.
