Become a member today to get more for your Bitcoin

JOIN XAPO BANK
IN MINUTES

Become a member today to get more for your Bitcoin.

Unparalleled security

Rest easy knowing you’ve chosen the safest place for your Bitcoin.

Effortless transactions

Quickly and easily buy, sell, send, and spend. Anytime. Anywhere.

Unlimited potential for growth

Invest in stocks, or earn 1.0% APR on your Bitcoin savings, paid daily.¹

*Captial at risk

Personalised service

Get support 7 days a week. Your account manager is here to help.

Questions? Get in touch with us.

¹ Interest on Bitcoin deposits will only be paid on balances of 5 BTC or less. The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Interest on both is currently paid in Satoshis. We may instead choose to pay it in any other supported currency or currencies (fiat and/or crypto) from time to time. For more information visit our FAQs.

JOIN XAPO BANK
IN MINUTES

Here's what you'll need:

01 Identification
An ID or passport and a selfie
02 Personal details
Verified using your mobile phone
03 Security details
We'll ensure your account is secure

¹ Eligible fiat deposits are protected by the Gibraltar Deposit Guarantee Scheme up to a maximum of the US Dollar equivalent of EUR 100,000 (subject to prevailing exchange rates on the compensation date). Bitcoin deposits are not covered by the Gibraltar Deposit Guarantee Scheme.

² This information is not investment advice. Crypto asset values can go up as well as down and you could lose all the money you invest. This is a high‑risk investment and you are not protected if it loses all or some of its value. Past performance is not indicative of future results. Bitcoin deposits are not covered by the Gibraltar Deposit Guarantee Scheme.

³ The Xapo Card can be used globally, however, we cannot guarantee that a particular ATM will accept it. Members may also incur charges directly from the ATM operator for a withdrawal. For more information see our FAQs.

⁴ Interest on Bitcoin deposits will only be paid on balances of 5 BTC or less. The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Interest on both USD and BTC is currently paid in Satoshis. We may instead choose to pay it in any other supported currency or currencies (fiat and/or crypto) from time to time. Please see our Interest FAQs for more information.

⁵ Please note that some merchant categories are excluded from earning cashback. Please see our Xapo Bank card FAQs for more information.

⁶ All referral rewards are paid in satoshis. Subject to meeting eligibility criteria and referral terms.

⁷ This information is not investment advice. Security values can go up as well as down. Past performance is not indicative of future results.

This Financial Promotion has been approved by Xapo Bank Limited on July 22, 2024.

Any translation of our website into any language other than English is for convenience purposes only. In the event of any conflict or inconsistency between the English version and a translated version, the English version shall prevail.

Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a 'credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088 and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a 'DLT institution’ under Permission No. 26061.