The smart way
to trade your
bitcoin

Trade Bitcoin without the burden of heavy spreads. As a Bitcoin and banking group, Xapo Bank gives you instant access to our lowest spreads ever, saving you up to 82%* for Bitcoin trades.

Whether you’re planning long-term strategies or seizing short-term opportunities, you can buy for less and sell for more.

*Savings based on a comparison of our previous and current spreads; actual savings may vary.

Slash your trading costs by 82%Slash your trading costs by 82%

Keep more from each trade

Our lowest spread yet

Effortlessly maximise the value of every trade you make. As a Xapo Bank member, you get immediate access to our lowest-ever spreads—saving you up to 82%*. No need to jump between platforms—Xapo Bank offers seamless trading with ultra-competitive rates, all in one place.

*Savings based on a comparison of our previous and current spreads; actual savings may vary.

Institutional-level pricing for the everyday investor Institutional-level pricing for the everyday investor

Competitive Bitcoin pricing, anytime, anywhere

Outperforming leading global crypto banks by 90%*

As a trusted pioneer in the industry, Xapo Bank offers prices that outperform leading global crypto banks by up to 90%. We bring you Bitcoin rates typically reserved for the largest institutional players, giving you a trading edge with ultra-competitive pricing on every trade.

*Figure reflects differences between Xapo Bank’s trading fees and 2 competitor Bitcoin banks, assuming Xapo Bank’s fees remain 0.1%.

List of elligible countries for Xapo Bank card:

Åland Islands
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
British Virgin Islands
Brunei
Burkina Faso
Burundi
Cambodia
Cameroon
Cape Verde
Cayman Islands
Chad
Chile
China
Christmas Island
Cocos Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Curaçao
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern and Antarctic Lands
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Honduras
Hungary
Iceland
Ireland
Isle of Man
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kiribati
Kosovo
Kuwait
Kyrgyzstan
Laos
Lesotho
Liberia
Liechtenstein
Luxembourg
Macao
Madagascar
Malawi
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Midway Islands
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Niger
Niue
Norfolk Island
North Macedonia
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Panama
Papua New Guinea
Paraguay
Peru
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Rwanda
Saint Barthelemy
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Seychelles
Sierra Leone
Singapore
Sint Maarten
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia and the South Sandwich Islands
South Korea
Spain
Sri Lanka
Suriname
Svalbard and Jan Mayen
Swaziland
Sweden
Switzerland
Tahiti
Taiwan
Tajikistan
Tanzania
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
Uruguay
US Minor Outlying Islands
US Virgin Islands
Uzbekistan
Vanuatu
Vatican City
Vietnam
Wake Island
Wallis and Futuna
Western Sahara
Yemen
Zambia

See how we compare

Beat the competition by 90%*

We ensure you get the best from your Bitcoin, but without the hassle. You won’t have to spend time researching or comparing platforms just to make sure your trades are primed for gains—we’ve already done that work for you.

*Figure reflects differences between Xapo Bank’s trading fees and 2 competitor Bitcoin banks, assuming Xapo Bank’s fees remain 0.1%.

Premium trading is yours when you become a member

No strings attached

No minimum balance. No loyalty period. Just instant access.

With an annual USD 1,000 membership, you gain access to Xapo Bank’s game-changing spreads with no minimum balance and no loyalty periods. Designed to keep you in control, it offers the freedom for long-term growth and the flexibility to seize short-term opportunities whenever they arise.

Get more from every Bitcoin trade

An all-in-one solution

Trade with a Bitcoin and banking group

Our ultra-competitive spreads put you in the top tier for cost efficiency, ensuring you get more from every Bitcoin trade. But we’re more than just trading. As a Bitcoin and banking group, we aim to offer exclusive long-game growth opportunities, unmatched security, and low costs, all in one seamless experience designed for you.

Join XapoBank  inminutes

Join XapoBank 
 inminutes

Become a member
USD 1,000/YEAR

Experience premium banking designed for your financial future. For USD 1,000/year, you’ll unlock world-class services that provide top-tier security, personalized support, and seamless transactions wherever you are.

Learn More

Here’s what you’ll need:

01Identification

An ID or passport, plus a quick selfie for secure verification.

02Personal details

Easily verified using your mobile phone.

03Security details

We’ll safeguard your account with state-of-the-art security measures.