Why bank your Bitcoin?
Because it keeps your holdings safer, while making it easy to transact, and possible to earn. And it means there are multiple layers of protections in place for your funds, even if Xapo Bank were to close.1
We comply with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations and keep your Bitcoin holdings and transaction information private by design.
Xapo Bank
Your USD deposits are guaranteed.
Our status as a fully regulated bank provides protection for your USD with deposits of up to the equivalent of EUR 100,000 backed by the Gibraltar Deposit Guarantee Scheme, and securities with a value of up to €20,000, covered by the Gibraltar Investor Compensation Scheme (GICS), which compensates 90% of the investment value up to a maximum of €20,000.
Discover moreXapo Vasp
We’re setting a new regulatory standard for Bitcoin.
Our status as a VASP requires us to adhere to strict regulatory protocols for operational integrity and customer protection.
Discover moreOur compliance protocols
We operate under the oversight of the Gibraltar Financial Services Commission. Certain services are also available in the UK under the regulation of the Financial Conduct Authority (FCA).2
We are bound by consumer protection laws and adhere to strict international compliance standards for the assets we protect, including:
PCI-DSS
Payment Card Industry Data Security Standard (PCI-DSS), keeps your card information secure.
KYC
Know Your Customer (KYC) verifies the legitimacy of our members and their transactions.
AML
Anti-Money Laundering (AML) ensures the integrity of all transactions.
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