Fortress-level <br />{{Bitcoin protection}}

Fortress-level
Bitcoin protection

Over $150 billion in Bitcoin has been lost due to self-custody mistakes. Xapo Bank eliminates the risks.

Under lock and key Under lock and key

Introduction

We combine digital innovation with physical security to ensure your Bitcoin stays safe. Our comprehensive security strategy eliminates single points of failure, so you can have complete confidence in your holdings.

Decentalised key management
Multi-party computation (MPC) protocols ensure that no single person has access to your Bitcoin keys.
Military-grade bunkers
Your Bitcoin is stored offline in undisclosed, bomb-proof vaults protected by armed security and air-gapped technology.
Zero-trust security model
Even internal access requests are verified just like external ones.

Regulated. Audited. Transparent. Regulated. Audited. Transparent.

Regulation

As a licensed bank and distributed ledger technology provider, we adhere to strict regulatory standards and undergo routine audits by one of the Big Four accounting firms.

Fully licensed & regulated
Routinely audited by Big Four accounting firms
Strict segregation of member Bitcoin from company funds
Low-risk investments for financial stability

Security at
your fingertips Security at
your fingertips

Regulation

Hardware security keys
Biometric protection
Two-Factor Authentication (2FA)
Real-time alerts
Withdrawal holds and location restrictions

Security Without the Hassle of Self-Custody Security Without the Hassle of Self-Custody

Regulation

As a licensed bank and distributed ledger technology provider, we adhere to strict regulatory standards and undergo routine audits by one of the Big Four accounting firms.

No seed phrases to lose or forget
Protected from natural disasters and theft
Instant recovery options

List of elligible countries for Xapo Bank card:

Åland Islands
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
British Virgin Islands
Brunei
Burkina Faso
Burundi
Cambodia
Cameroon
Cape Verde
Cayman Islands
Chad
Chile
China
Christmas Island
Cocos Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Curaçao
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern and Antarctic Lands
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Honduras
Hungary
Iceland
Ireland
Isle of Man
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kiribati
Kosovo
Kuwait
Kyrgyzstan
Laos
Lesotho
Liberia
Liechtenstein
Luxembourg
Macao
Madagascar
Malawi
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Midway Islands
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Niger
Niue
Norfolk Island
North Macedonia
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Panama
Papua New Guinea
Paraguay
Peru
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Rwanda
Saint Barthelemy
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Seychelles
Sierra Leone
Singapore
Sint Maarten
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia and the South Sandwich Islands
South Korea
Spain
Sri Lanka
Suriname
Svalbard and Jan Mayen
Swaziland
Sweden
Switzerland
Tahiti
Taiwan
Tajikistan
Tanzania
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
Uruguay
US Minor Outlying Islands
US Virgin Islands
Uzbekistan
Vanuatu
Vatican City
Vietnam
Wake Island
Wallis and Futuna
Western Sahara
Yemen
Zambia

WHAT SETS XAPO
BANK APART?

As a Xapo Bank member, you’ll enjoy unrivaled security. We offer the best way to protect—and grow—your Bitcoin wealth.

Crypto Exchanges

Hardware Wallets

Traditional banks

A fully regulated Bank and crypto custodian. Trusted Bitcoin custodian since 2013.

Secure Bitcoin transactions and storage

No risk of losing Bitcoin due to lost private keys or hardware failure

MPC-standard security - multi-device transaction verification

Military-grade bunkers for asset protection

Regular audits by Big Four accounting firms

Xapo Bank is the only way to bank your Bitcoin

Join XapoBank  inminutes

Join XapoBank 
 inminutes

Become a
member for
USD 1,000/YEAR

Experience premium banking designed for your financial future. For USD 1,000/year, you’ll unlock world-class services that provide top-tier security, personalized support, and seamless transactions wherever you are.

Learn More

Here’s what you’ll need:

01Identification

An ID or passport, plus a quick selfie for secure verification.

02Personal details

Easily verified using your mobile phone.

03Security details

We’ll safeguard your account with state-of-the-art security measures.