Xapo Bank is headquartered and fully regulated in Gibraltar. We established ourselves in the nation due to its strong banking protections and forward-thinking regulation for digital assets.

BTC Savings will continue to offer interest, although at a lower rate, given that it remains a risk-free product. It remains a simple way to grow your Bitcoin.

We at Xapo Bank aspire to provide you with undivided attention and a preferential banking experience. Your onboarding must start by filling out your membership application. We will take our time to review your application to then contact you with an invitation link once your onboarding can be initiated.

Xapo Bank offers seamless access to both US Dollars and Bitcoin, providing top-tier security and wealth protection from our headquarters in the secure jurisdiction of Gibraltar.

BTC Savings was created to be a starting point. The rate is lower because it’s designed to give you steady, long-term growth without putting your Bitcoin at risk.

Store, convert, deposit and withdraw Bitcoin with your Xapo Bank account.

Xapo Bank's entities are regulated by the Gibraltar Financial Services Commission (GFSC) for both fiat currency and crypto activities.

Discover the power of crypto into a banking app so you can grow your wealth and transact with unparalleled flexibility.

The BTC Credit Fund is the next step for members who want to grow their Bitcoin. It’s designed to offer significantly higher return potential than BTC Savings, with targeted annual growth of 2-4% net APY.*

We do not believe in hidden costs. Xapo Bank charges an upfront annual fee of USD 1,000 to provide you with uncompromising service.