What are the fees to deposit and withdraw US dollars?

ACH and Fedwire fees

US dollar deposits via the ACH network cost $0.50 + 0.1% of the transaction value, while Fedwire deposits cost $20 + 0.1% of the transaction value.

Withdrawals through Fedwire are not supported, and withdrawals via the ACH network cost $30 + 0.15% of the transaction value.

These fees do not represent a profit for Xapo Bank. They cover our third-party network costs.

Swift fees

Depositing USD via the Swift network to Xapo Bank costs 0.3% of the deposit. This fee doesn’t represent a profit for Xapo Bank. 

Withdrawing USD via the Swift network costs 0.2% plus the USD equivalent of GBP 25.