The better way to hodl your Bitcoin

Get unparalleled security for your holdings with our military-grade Vault, while still keeping them close at hand.

Unparalleled security
Lock down your holdings
Lock Down Your Holdings
Secure your holdings in our Vault for peace of mind.
Safeguard your financial future with our unique Vault account that offers extra layers of security. In addition to the standard defences provided by our decentralised security system, the funds in your Vault are also protected by PIN and biometric confirmations, email alerts, and a 48-hour withdrawal hold to confirm it’s really you.
How we secure
Your
Bitcoin
Multi-layered protections

Our cutting-edge security combines diverse layers of defences. Featuring a decentralised key system powered by multi-party computation (MPC) protocols and a hidden global network of physical bunkers protected by armed guards, it has kept our members’ Bitcoin holdings safe for over a decade.

Learn more

A unique regulatory structure

Our status as a regulated bank and Virtual Asset Service Provider (VASP) means we adhere to strict regulatory standards designed to keep your funds safe. We are routinely audited by one of the big 4 accountancy firms.

Learn More

Secure operations

Additional security is offered by our large-scale Bitcoin reserve and low-risk investments, as well as by our complete segregation of company Bitcoin funds from member Bitcoin funds.

Learn More

The Xapo
Insider

Catch up on the latest crypto news, and get the inside scoop on our products and services.

Explore The Xapo Insider
The evolving landscape of bitcoin regulation: a global perspective
Cryptocurrency
Article - May 30, 2025

The evolving landscape of bitcoin regulation: a global perspective

Read Article
Portfolio diversification in the digital age: Where {{bitcoin fits}}
Cryptocurrency
Article - May 22, 2025

Portfolio diversification in the digital age: Where bitcoin fits

Read Article
Investing for Your Future: Why Exchange-Traded Funds (<<ETFs>>) Offer a Secure and Simple Path to {{Grow your Wealth}}
U.S. stocks & ETFs
Article - May 21, 2025

Investing for Your Future: Why Exchange-Traded Funds (ETFs) Offer a Secure and Simple Path to Grow your Wealth

Read Article
{{Banking with Bitcoin}} for beginners: Your essential guide to getting started
Cryptocurrency
Article - May 12, 2025

Banking with Bitcoin for beginners: Your essential guide to getting started

Read Article
No need to sell your Bitcoin: unlock its value instead with {{BTC Loans}}
Loans
Article - May 07, 2025

No need to sell your Bitcoin: unlock its value instead with BTC Loans

Read Article
{{Bitcoin debate}}: store of value or medium of exchange?
Cryptocurrency
Article - May 06, 2025

Bitcoin debate: store of value or medium of exchange?

Read Article
Woman standing against an orange background interacting with the Xapo Bank app.
Apply now
Join
Xapo Bank
Become a member
Ready to upgrade your finances?