Keep your Bitcoin.
Get your cash.
Access up to 40% of your Bitcoin's value instantly – no selling, no tax events, no regrets.
Turn your Bitcoin into immediate cash without sacrificing future gains. Borrow what you need, when you need it.
How much can I borrow with my Bitcoin?
Borrow up to 40% of your Bitcoin's current value
Loans are issued by Xapo Credit Limited, a company registered and incorporated in Gibraltar with company No. 124075, licensed as a moneylender under the Financial Services (Moneylending) Act 1917 and registered as a creditor with the Gibraltar Financial Services Commission under the Financial Services (Consumer Credit) Act 2011
Loans are issued by Xapo Credit Limited, a company registered and incorporated in Gibraltar with company No. 124075, licensed as a moneylender under the Financial Services (Moneylending) Act 1917 and registered as a creditor with the Gibraltar Financial Services Commission under the Financial Services (Consumer Credit) Act 2011
Why smart Bitcoin holders choose loans over selling
Instant access
Up to $1 million available
Flexible terms
Early repayment with no penalties
Your Bitcoin stays yours
No rehypothecation: your Bitcoin stays in your name
Zero fees
No hidden costs
Established
in 2013
members’ wealth for over a decade.
Fully regulated
and licensed bank
Services Commission.
Dedicated
24/7 member support
from your account manager.
Your choice.
selling a single satoshi?
Bitcoin-backed loans are just one benefit of Xapo membership
0.0% interest on USD
Global banking with multiple currencies
0.0% interest on BTC
Debit card with 1% cashback on spending (paid in BTC)
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