save and EARN 4.1% IN USD
YOUR USD BANK ACCOUNT
We are an international crypto & private bank, headquartered in the trusted financial centre of Gibraltar. Bringing together the personalised service of private traditional banking with the security of Bitcoin, we believe in making global transfers seamless.
Our members have the freedom to send and receive global payments in US Dollars. As a member, you will earn 4.1% interest on US Dollar deposits, paid daily.
SEND USDC FROM YOUR USD ACCOUNT
We are the first bank to offer complete access points to the virtual assets ecosystem, bridging the gap between traditional banking and decentralised finance.
Xapo Bank members can send and receive USDC from their Xapo Bank US Dollar accounts. Sending or receiving USDC is free of charge, while USDC received are instantly converted to US Dollars on a one to one basis and immediately begin to earn an annual interest rate of 4.1% 1, paid daily.
FASTER PAYMENT SYSTEM
Our members can now send Pounds Sterling via the Faster Payment System directly from their Xapo Bank US Dollar account to banks in the UK and participating overseas territories, as well as to digital wallets such as Wise, Revolut or exchanges.
Members can also fund their Xapo Bank US Dollar accounts via the Faster Payment System. The received Pounds Sterling are instantly converted to US Dollars and deposited into their Xapo Bank US Dollar account, where they earn an annual interest of 4.1% 1, paid daily.
Xapo Bank members receive 100% coverage on fiat deposits up to 100,000.00 US Dollars, protected by the Gibraltar Deposit Guarantee Scheme – a robust level of protection that’s equivalent to that provided by leading banks in Europe and the UK.
Become a member and you’ll also have the opportunity to convert USDC to USD – with no additional charges. Simply deposit USDC into your account. This is then converted to USD on a 1:1 basis the moment it’s received, so you can immediately access your dollars.