Xapo Bank

What's better than 2% interest? 4.1% interest, that’s what!



We are pleased to announce that our members will now earn an interest rate of 4.1% on US Dollar deposits, which is more than twice the previous interest rate of 2%.

We recently restructured our interest rates, based on market conditions and to ensure our members can continue to earn sustainable returns on their deposits. Consequently, the interest rate on US Dollar deposits has been increased to 4.1% per annum+, while Bitcoin interest rate previously reduced to 0.1% is now back to 1%

Our focus is to protect and grow our members’ wealth, providing responsible and consistent earnings for their assets.

We will continue to pay our members interest on a daily basis - there is nothing quite like opening up your Xapo Bank app every morning and seeing how much interest you earned since the previous day 😀  Plus, we do not mandate our members to lock up their funds for any length of time to be eligible to earn interest. 

At Xapo Bank, we are committed to helping our members grow and protect their wealth in a responsible manner. Paying interest is just one of the ways we do this, alongside operating to some of the highest global standards of private banking and security

We are very pleased to be able to give more for the USD deposits entrusted to our care and know our members will be, as well. 

+ The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Please see our Interest FAQs for more information.


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