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Xapo Bank

The Xapo Bank Referral Programme: Elevate Your Connections

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We believe that the best things in life should be shared. One of those is banking with Xapo Bank and enjoying unmatched benefits that include a high interest rate, access to a US dollar and Bitcoin account, and a global metal debit card that pays up to 1.1% cashback. Not forgetting a dedicated account manager and the flexibility to move money around the world in both fiat and crypto currencies.

By referring your friends and those that matter to you to Xapo Bank, you give them the chance to enjoy these benefits and our exemplary wealth protection that helps our members grow their wealth securely and sustainably. 

Give USD30, Get USD30

The Xapo Bank Referral Programme is a great way for our members and their friends to earn rewards. Every time you refer someone who opens a Xapo Bank account, you both get rewarded with USD30, paid out in satoshis, subject to meeting the eligibility criteria.

How to make a successful referral

To refer someone else to open a Xapo Bank account:

  • Login to your Xapo Bank app.
  • Click ⚙️ in the top left corner of the app.
  • Select Refer a friend, where you have the option to either share your referral link or copy your referral code.


Only successful referrals will be rewarded.

A referral is considered successful if the person invited by a member uses the member’s unique referral code in his or her membership application, then goes on to successfully open an account. It is also required that the existing and referred members both have their annual membership fees paid up, and each hold a minimum balance of USD10,000 or its equivalent in Bitcoin. 

More information can be found in our Referral Programme FAQs. Terms and conditions apply.

Start earning rewards by helping others keep their wealth protected. Invite someone to join Xapo Bank today.



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