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Invest in U.S. stocks from the S&P 500, anywhere


We’re excited to announce that Stocks have arrived on the Xapo Bank app. Whether you're a seasoned investor or just getting started, this feature gives you access to whole or fractional stocks from the S&P 500 so you can grow and diversify your portfolio effortlessly.

Here’s more on what you can expect:

Freedom to invest* in U.S. stocks from anywhere

You don’t need to be on Wall Street, or even in America, to invest in top U.S. companies. From wherever you are in the world**, you have complete access to the S&P 500, a stock market index that measures the stock performance of 500 of the largest companies listed on stock exchanges in the United States.

The S&P 500 is a key gauge of the U.S. stock market's health and prioritises larger companies by weighting them based on market capitalisation—essentially, their value multiplied by shares available. This approach highlights the influence of major corporations on market trends.

And with the Xapo Bank app, you can place market orders at any time that suits you, meaning you don’t have to plan around U.S. stock market hours. When the market doors open, these orders will be executed automatically for you. 

Accessible, convenient, and secure, the Xapo Bank app makes sure that distance isn’t a barrier to the way you invest and for you to grow your portfolio.

Start small with fractions of stocks

Invest with flexibility. You can dive into the stock market by buying whole stocks or just get a taste for it with smaller fractional shares from as little as USD 10.  This means you don’t need stacks of cash to get involved, and you can still be part of the growth of renowned brands you know and love. 

The Xapo Bank app gives you the freedom to invest at a level that suits your financial context and goals.

A portal for passive income: Earn dividends from your shares

When you own shares of a publicly listed company, it means you have a stake in that company. And as a shareholder, you could become eligible to receive cash dividends if you own stocks in a company that offers dividends. 

With dividend payouts, you have the opportunity to earn regular cash payments without having to lift a finger. The dividend automatically appears in your account on the given date, and you can earn a passive income.

Effortless investing from one app

With Stocks, making investments is streamlined and fast. You can effortlessly invest in the stocks you want directly from your Xapo Bank app, meaning you don’t need to juggle multiple accounts and processes across different apps. 

This puts you in the driver’s seat, allowing you to focus on what really matters — growing your wealth and portfolio.

Know what you're paying with simple and transparent fees

You’ll have a clear understanding of the fees involved, with a simple and transparent 1% fee on buy and sell trades. Additionally, regulatory fees, where applicable, are presented to you clearly, giving you a comprehensive overview of your investment expenses.

Just stocks. No nasty surprises.

How to get started with Stocks

  1. Open the latest version of the Xapo Bank app
  2. Tap Wealth at the bottom right of the screen, then choose Stocks
  3. Select Browse Assets, then pick the stock you’d like to buy
  4. Tap Buy and follow the prompts

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This article is for general information purposes only and is not intended to constitute legal or other professional advice or a recommendation of any kind whatsoever and should not be relied upon or treated as a substitute for specific advice relevant to particular circumstances. We make no warranties, representations or undertakings about any of the content of this article (including, without limitation, as to the quality, accuracy, completeness or fitness for any particular purpose of such content), or any content of any other material referred to or accessed by hyperlinks through this article. We make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

*Capital at risk. This information is not investment advice. Security values can go up as well as down. Past performance is not indicative of future results.

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