Building on our legacy as a pioneering crypto-enabled bank, we're bringing you more options to diversify and grow your portfolio* with three more cryptocurrencies to buy, hold, and sell – Ethereum, Cardano, and Polygon.
This goes beyond expanding cryptocurrencies—it's about innovative portfolio growth and stepping into the future of wealth with institutional-grade security for digital assets, transparent fees, and competitive pricing with no hidden costs.
Traditional banking meets crypto
Xapo Bank eliminates the risks and limitations of crypto exchanges, conventional banks, and hardware wallets. We merge the best of these worlds, offering you the advantages of a secure and regulated banking environment along with access to cryptocurrencies, all protected by top-tier security.
As a bridge between traditional finance and crypto, you have the flexibility to diversify and grow your portfolio however you choose.
Simplified and transparent fee structure
Xapo Bank breaks the mould and offers straightforward and competitive fees with no hidden costs or small print, so you know exactly what fees you pay and when. This clear, honest approach ensures you can expand your portfolio with peace of mind, with only 1% added to buy and sell trades, making portfolio management effortless.
For instance, if you buy ETH worth USD 100, the fee is just USD 1. Similarly, selling ETH for USD 110 incurs a fee of USD 1.10.
Advanced security for your peace of mind
Crypto security is paramount, especially since over USD 150 billion has been irrecoverably lost or stolen due to damaged hardware and hacks. But we’re built differently, and it’s our security protocols, especially multi-party computation (MPC), that set us apart.
Rather than contending risks of storing crypto in exchanges that centralise funds or using hardware wallets that limit accessibility and could be permanently lost, MPC delivers top-tier security and keeps you in control of your funds with anytime access.
The MPC approach involves sharding the keys of your cryptocurrencies and securely storing them in undisclosed locations. This method significantly reduces risks like hacking, phishing, and internal security breaches. And that’s besides all the standard security features you come to expect, like 2FA and biometrics, to name a couple.
Grow your crypto portfolio with coins
Until now, Bitcoin has been the cornerstone of our crypto offering, enabling you to buy, store, hold, and transact in the world’s largest cryptocurrency. The inclusion of Ethereum (ETH), Cardano (ADA), and Polygon (MATIC) not only connects you to more unique cryptocurrencies but also enables you to explore new dimensions in the crypto space, giving you versatility in the way you diversify and grow your wealth.
Xapo Bank is committed to offering safe and well-considered exposure to cryptocurrencies. As a licensed and regulated bank and Virtual Asset Service Provider, we operate in a regulated and controlled environment. For each cryptocurrency we offer, we carefully evaluate various factors which ensure that your digital asset choices are both secure and reliable and you stay protected.
Streamlined wealth management
Imagine having your crypto assets alongside your USD and U.S. stocks in one banking app — that’s the kind of streamlined financial management we’re talking about. As the world's sole crypto-enabled bank, the Xapo Bank app simplifies wealth management by consolidating it in one place, eliminating the need to juggle multiple platforms and complex fees.
Getting Started with Cryptocurrencies at Xapo Bank
Are you ready for next-gen saving with Ethereum, Cardano, and Polygon? Here’s how to get started:
- Open the latest version of the Xapo Bank app.
- Tap on “Wealth” at the bottom right of the screen, then choose “Cryptocurrencies.”
- Select “Browse Assets” to explore the cryptocurrencies available.
- Pick the cryptocurrency you wish to buy, tap “Buy,” and follow the on-screen prompts.
This article is for general information purposes only and is not intended to constitute legal or other professional advice or a recommendation of any kind whatsoever and should not be relied upon or treated as a substitute for specific advice relevant to particular circumstances. We make no warranties, representations or undertakings about any of the content of this article (including, without limitation, as to the quality, accuracy, completeness or fitness for any particular purpose of such content), or any content of any other material referred to or accessed by hyperlinks through this article. We make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
*Capital at risk. This information is not investment advice. Crypto asset values can go up as well as down and you could lose all the money you invest. This is a high‑risk investment and you are not protected if it loses all or some of its value. Past performance is not indicative of future results.
Eligible fiat deposits are protected by the Gibraltar Deposit Guarantee Scheme up to a maximum of the US Dollar equivalent of EUR 100,000 (subject to prevailing exchange rates on the compensation date).