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TRANSACT AND EARN IN USD SEAMLESSLYTRANSACT AND EARN IN USD SEAMLESSLY

Secure, anytime access to 
US Dollars

Protect your wealth from inflation and volatility with a global currency, and earn 4.1% interest with daily payouts

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a US Dollar account, anywhere

With a US Dollar account, you can be agile with your wealth, growing and protecting it from anywhere.

As a trusted global reserve, USD is also one of the most widely used and dependable currencies in the world.

Blockchain payments with a bank

We’re the first bank to offer complete access to USDC & USDT stablecoins. With instant and automatic conversions to and from US Dollars, you can make speedy global payments securely and efficiently.

We don't charge you for sending and receiving these coins, and you'll only receive a small, standard blockchain fee where applicable.

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Fast and secure UK & European transactions

Xapo Bank connects you to some of the fastest, cheapest, and most efficient payment networks in the world.

Seamlessly send and receive British Pounds and Euros with instant and affordable conversions as if you were there.

4.1% annual interest
Paid out daily on USD Deposits
Zero bank fees
Converting USDC & USDT to and from USD
Protection
Protected by the Gibraltar Guarantee Deposit Scheme

Protect your wealth with peace of mind

Save with confidence, knowing that your money is protected by a world-wide deposit guarantee scheme of EUR 100,000. It's like a safety net that protects your money, and the same type of security offered by banks in the UK and Europe.

Your bitcoin account

What makes your money safe with Xapo Bank?

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Strong regulatory framework
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Transparent and accountable financial institutions
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Proven track record of financial stability
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Regulatory oversight enhances financial stability
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follows international financial standards
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the bridge between
Bitcoin, US Dollars, and stablecoins