We use cookies to give you better functionality and analytics. By clicking below and accessing our website, you're agreeing to our use of cookies, our Privacy Policy and Website Terms of Use. Check our Cookie Policy for more details.

TRANSACT AND EARN IN USD SEAMLESSLYTRANSACT AND EARN IN USD SEAMLESSLY

Secure, anytime access to 
US Dollars

Protect your wealth from inflation and volatility with a global currency, and earn 0% interest1 with daily payouts

Illustration

a US Dollar account, anywhere

With a US Dollar account, you can be agile with your wealth, growing and protecting it from anywhere.

As a trusted global reserve, USD is also one of the most widely used and dependable currencies in the world.

Blockchain payments with a bank

We’re the first bank to offer complete access to USDC & USDT stablecoins. With instant and automatic conversions to and from US Dollars, you can make speedy global payments securely and efficiently.

We don't charge you for sending and receiving these coins, and you'll only receive a small, standard blockchain fee where applicable.

Illustration
IllustrationIllustration

MAKE GLOBAL TRANSACTIONS WITH LOCAL EASE

Xapo Bank connects you to some of the fastest, cheapest, and most efficient payment networks in the world.

Seamlessly send and receive British Pounds, Euros and US Dollars with instant and affordable conversions as if you were there.

0% annual interest1
Paid out daily on USD Deposits
Zero bank fees
Converting USDC & USDT to and from USD
Protection
Protected by the Gibraltar Guarantee Deposit Scheme

Protect your wealth with peace of mind

Save with confidence, knowing that your money is protected by a world-wide deposit guarantee scheme of EUR 100,000. It's like a safety net that protects your money, and the same type of security offered by banks in the UK and Europe.

Your bitcoin account

What makes your money safe with Xapo Bank?

Photo
Strong regulatory framework
Photo
Transparent and accountable financial institutions
Photo
Proven track record of financial stability
Photo
Regulatory oversight enhances financial stability
Photo
follows international financial standards
Arrow
Arrow
A woman's hand on the sea backgroundA woman's hand on the sea background

the bridge between
Bitcoin, US Dollars, and stablecoins