Invest in the largest U.S. stocks
from the S&P 500 *

Diversify your portfolio with a curated list of over 100 trusted U.S. stocks, accessible anywhere.

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Get 30 days for free, then USD 14,99 /month.

S&P 100 Index³

America's largest and most influential companies, selected from the S&P500 for their market dominance, liquidity, and sector leadership.

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+ more than 100 companies

10+ years

Protecting over 1M people's Bitcoin

USD 10

Is all you need to get started

112+

Countries can invest in U.S. stocks

4.7/5

App Store rating

Enjoy stocks even if you don’t live in the U.S.

From Adobe stock to Tesla stock, you don’t need to be on Wall Street or in America to invest in the U.S. stock market.

Invest while the market sleeps

Living in a different time zone? Make round-the-clock orders which will be executed as soon as the market opens.

Invest in stocks while the market sleeps

Start with as little as USD 10

Investing should be flexible. With the freedom to buy whole or fractions of stocks, you can tailor your portfolio to suit your needs.

Get 30 days for free, then USD 14,99 /month.

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Stocks, crypto, and US Dollars in the same app

Manage your portfolio with ease and efficiency from a single app, without confusing and complex fees across multiple platforms.

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Stocks, crypto, and US Dollars in the same app

Security is our main concern

Xapo Bank is a fully licensed and regulated bank and Virtual Asset Service Provider (VASP), and is audited by a Big Four firm, KPMG. Simply put, your assets are safe with us and you can invest with confidence.

Your stocks portfolio is protected up to USD 500,000

From safeguarding your financial assets to protecting your personal information, your wealth account is protected by the Securities Investment Protection Corporation (SIPC) for up to USD 500,000 on securities, in the event that the brokerage firm fails financially.

We are a fully licensed and regulated bank

Licensed by the Gibraltar Financial Services Commission, we protect member fiat deposits up to USD 100,000 with the Gibraltar Deposit Guarantee Scheme. We also don’t believe in fractional reserve banking, meaning your funds are never lent out, so you can access them 24/7. *²

Get 30 days for free, then USD 14,99 /month.

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1% cost

On purchases and sells.
All costs, regulatory fees, will be shown upfront. You’re in control.

What else is included in your Xapo Bank account?

Xapo Bank not only gives you access to invest in stocks and grow your crypto portfolio, but also the freedom and flexibility to cover your everyday banking needs.

A WALLET FOR EVERYDAY TRANSACTIONS

Effortless spending, anywhere

From buying coffee to covering your Netflix subscription and Amazon purchases, all of your day-to-day spending needs are taken care of with US Dollar and Bitcoin wallets.

WALLETS JUST FOR WEALTH

Earn up to 0% annual interest paid out daily*

With interest-bearing accounts for your US Dollars and Bitcoin, you can grow your portfolio and protect your wealth from inflation, volatility, and the unexpected.

Earn up to 4.1% annual interest paid out daily

Get 30 days for free, then USD 14,99 /month.

Open account

90 days for free limited offer

invest safely for USD 14.99/month ³

We've blended the innovative world of cryptocurrency with the familiar ease of traditional banking, all wrapped up in one intuitive and secure app. This is what industry-leading security looks like: