Welcome to Xapo Bank

Xapo Bank is a fully regulated bank based in Gibraltar. By entering our website you acknowledge that you have read our Legal Notice and approached us entirely out of your own initiative.

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PRIVATE BANKING MEETS CRYPTO

One Grand Casemates Square,
Gibraltar, GX11 1AA

SEND USDC FROM YOUR USD ACCOUNT

We are the first bank in the world to support USDC withdrawals from a US Dollar bank account.

Our members can send USDC directly from their Xapo Bank US Dollar accounts to beneficiaries anywhere in the world. It is a seamless and secure service, for which we do not charge any fees.

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EARN 4.1% INTEREST

Earn 4.1% interest on your US Dollar holdings and 1% on Bitcoin.
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Grow your wealth – steadily, safely and securely.

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NEAR-INSTANT GBP PAYMENTS

We have joined the Faster Payment System, enabling our members to send Pounds Sterling from their Xapo Bank US Dollar account almost instantly.

They can also receive Pounds Sterling, which are instantly converted to US Dollars, and earn an annual interest of 4.1% 1

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BITCOIN SECURITY. FOR PEACE OF MIND

Experience the best of private banking, with the security of Bitcoin.

We constantly invest in our protection – for your peace of mind.

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YOUR GLOBAL BANK CARD

Make payments and withdraw funds anywhere in the world with your Xapo Bank card4.

Get up to 1.1% cashback with every card transaction.

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INSTANT, LOW COST BITCOIN PAYMENTS

Our Lightning Network integration means you can make instant Bitcoin payments.

No waiting for multiple blockchain confirmations. Enjoy a fixed low fee of less than US $0.01 per transaction6.

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BECOME A MEMBER

Protect, access and grow your wealth from anywhere in the world with an international bank account in a safe jurisdiction.

Xapo Bank members can transact, earn interest and invest globally, experiencing the best of private banking blended with the security of Bitcoin.

As a member, you will also earn annual interest, receive a global debit card for seamless transactions and be supported by a dedicated account manager.

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BE PROTECTED

Enjoy peace of mind, knowing your wealth is protected by the highest standards of physical and digital security.

Headquartered in Gibraltar, our private bank is licensed in a global financial jurisdiction, that adheres to strict regulatory frameworks and guides you at every step.

As Bitcoin pioneers with one of the largest reserves in the world, we bring you solid financial protection and unrivalled digital security.

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BE PROTECTED

Stay Informed

Xapo Bank Blog

Learn how to make the most of your wealth with the latest insights, news and views from our forward-thinking team.

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Mavericks podcast

Be part of the conversation as Xapo Bank experts and key opinion leaders in the industry discuss the future of banking.

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Join the Bank of the Future

Apply for membership